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These hit hardest.
Profit Leaks
The $52K Leak Most Contractors Don't Know They Have
One undocumented change order per week. At an average value of $1,000, that’s $52,000 a year walking off your jobs and straight into someone else’s margin.
$52K/y leaked
Payment Chain Risk
Why Material Suppliers Are Last to Get Paid and What Most Don't Know About Their Lien Rights
GCs are 20 times more likely than material suppliers to report always getting paid on time. And in many states, if you supply materials to another supplier, you have zero lien rights — no matter how much you’re owed.
$0 lien rights
AR Operations
Your AR Team Is Spending $78K a Year on Work That Doesn't Need a Human
Two people. Fifteen hours a week of phone calls, spreadsheets, and payment matching. $78,000 a year in labor on tasks that automation handles in seconds.
$78K/yr in AR
Payment Chain Risk
Why Material Suppliers Are Last to Get Paid and What Most Don't Know About Their Lien Rights
GCs are 20 times more likely than material suppliers to report always getting paid on time. And in many states, if you supply materials to another supplier, you have zero lien rights — no matter how much you’re owed.
$0 lien rights
Everything
we've published so far.
Payment Chain Risk
Why Material Suppliers Are Last to Get Paid and What Most Don't Know About Their Lien Rights
GCs are 20 times more likely than material suppliers to report always getting paid on time. And in many states, if you supply materials to another supplier, you have zero lien rights — no matter how much you’re owed.
$0 lien rights
AR Operations
Your AR Team Is Spending $78K a Year on Work That Doesn't Need a Human
Two people. Fifteen hours a week of phone calls, spreadsheets, and payment matching. $78,000 a year in labor on tasks that automation handles in seconds.
$78K/yr in AR
Credit & Collections
What a Single Bad Debt Write-Off Actually Costs a Construction Distributor
At industry-average margins, a $15,000 write-off doesn’t cost you $15,000. It costs you $200,000 in new sales just to get back to zero.
$200K+ to recover $15K
cash flow
The Real Cost of Waiting 83 Days to Get Paid by Your Contractor Customers
Your contractor customers owe you millions. Your suppliers want their cut in 15 days. Your payroll hits Friday. Here’s what that gap actually costs.
$152K/yr cost
Labor Costs
What Your Crew Actually Costs You Beyond the Hourly Rate
You’re paying your lead carpenter $35 an hour. Except you’re not. The real number is closer to $72.
$72/hr true cost
Profit Leaks
The $52K Leak Most Contractors Don't Know They Have
One undocumented change order per week. At an average value of $1,000, that’s $52,000 a year walking off your jobs and straight into someone else’s margin.
$52K/y leaked
What everyone
is saying about us.
March 18, 2026
Construct CRM and Payra Partner to Unify Contractor and Distributor Payments and Accelerate Cashflow
Payra has partnered with Construct CRM to bring payments directly inside the tools contractors and distributors already use every day. No new systems. No paper checks. Just unified payments — net terms, COD, and e-ACH — with next-day funding and automated collections built into existing workflows. Another piece of the puzzle for America’s heartland businesses.
February 18, 2026
Payra and Edison Partners Announce $15M Growth Investment
Payra has secured $15 million in growth equity from Edison Partners. In 15 months, we crossed $10M in revenue — built on one simple promise: get construction suppliers paid faster without asking them to rip out the software they already use. Customers are seeing 20% reductions in DSO and 75% fewer past-due invoices. We’re just getting started.
See what slow payments
actually cost your business.
Most contractors have never calculated the real dollar cost of getting paid late. This tool shows you the number in 30 seconds flat.
%
Average DSO
reduction
%
Same-day
payments
Hours saved
per week